Higher returns than the UK’s top 3 P2P lenders
Up to 12% pa with £50 cashback reward*
Register | Invest | Earn
What is Peer 2 peer lending?
Lending with Sourced
P2P lending is the process of lending money to "peers", without going through a traditional financial channel such as a bank.
Compelling cost savings can be achieved by removing the middleman (e.g. brokers). This benefits the investors, who are able to receive higher rates on their money (instead of keeping it in a bank), and the borrowers, who are able to raise finance quicker and cheaper than using traditional lenders.
This diagram gives an overview of how Sourced P2P lending works:
- Investors lend money to eligible borrowers
- Borrowers repay this money with interest after an agreed term
Investors have the freedom to choose which properties they would like to invest in and will start earning up to 12% interest pa**!
**Returns may vary. Your capital is at risk.
How do I invest?
Earn in four quick and easy steps –
Register - Create your Sourced account. Submit your personal details and create a password.
Browse - View our projects page and select a live project to invest in.
Invest - Click the “invest now” button and specify your investment amount.
Earn - When a project is completed, your capital and interest are returned to your account.
✔ Regulated by the FCA
✔ No investment or withdrawal fees
✔ Short-term investment of typically 6 to 18 months
✔ Secured against property – bricks and mortar
All loans are fully secured against the underlying property asset, with full details of the loan to value and security shared with you before you invest. We take risk management very seriously and our lending team has decades of experience.
Risks of P2P Lending
Whilst we as a platform seek to run a well governed and responsible business, we too are a business and susceptible to various market and financial risks. If we as a business fail there is a risk to the administration of your repayments and management of funds. To mitigate this risk, we have put in place an ‘Orderly Wind Down Plan’ to ensure that the platform will continue to distribute repayments and manage your money as expected. All funds are kept in a segregated client account with our Principal which are separated from our own and their business accounts
Your funds are not protected by the Financial Services Compensation Scheme (FSCS).
Please see our Risk Statement for further details.
Join the thousands of customers
investing with Sourced
"Very happy with the services provided by Sourced, complete support from start to finish. Thank You!"
Robyn Petrie - United Kingdom