Higher returns than the UK’s top 3 P2P lenders

Up to 12% pa with £50 cashback reward*

Register | Invest | Earn

*Capital at risk. Terms and conditions apply. Returns may vary.

What is Peer 2 peer lending?

Sourced have created a simple and easy to digest video to explain what peer 2 peer lending is and how as an investor you can generate fantastic returns from development and investment opportunities.

Lending with Sourced

P2P lending is the process of lending money to "peers", without going through a traditional financial channel such as a bank.

Compelling cost savings can be achieved by removing the middleman (e.g. brokers). This benefits the investors, who are able to receive higher rates on their money (instead of keeping it in a bank), and the borrowers, who are able to raise finance quicker and cheaper than using traditional lenders.

This diagram gives an overview of how Sourced P2P lending works:

  • Investors lend money to eligible borrowers
  • Borrowers repay this money with interest after an agreed term

Investors have the freedom to choose which properties they would like to invest in and will start earning up to 12% interest pa**!

**Returns may vary. Your capital is at risk.

How do I invest?

Earn in four quick and easy steps –

Register - Create your Sourced account. Submit your personal details and create a password.

Browse - View our projects page and select a live project to invest in.

Invest - Click the “invest now” button and specify your investment amount.

Earn - When a project is completed, your capital and interest are returned to your account.


✔ Regulated by the FCA

✔ No investment or withdrawal fees

✔ Short-term investment of typically 6 to 18 months

✔ Secured against property – bricks and mortar



The secured loan investments on the platform allow you to lend directly to carefully vetted and experienced borrowers.

All loans are fully secured against the underlying property asset, with full details of the loan to value and security shared with you before you invest. We take risk management very seriously and our lending team has decades of experience.


All of our property backed investments are for a fixed term, typically 6 to 18 months, at which point the loan is repaid.


Loans on the platform typically pay interest rates of 6-12% depending on the loan and security in place. This is designed to ensure that investors receive a fair return for their investment based on the risk profile of the loan and the borrower.

Risks of P2P Lending

As with any other investment activity, Peer-to-Peer lending carries risk. It important that you understand the risks involved and are comfortable with them before you make any investment decisions.

Whilst we as a platform seek to run a well governed and responsible business, we too are a business and susceptible to various market and financial risks. If we as a business fail there is a risk to the administration of your repayments and management of funds. To mitigate this risk, we have put in place an ‘Orderly Wind Down Plan’ to ensure that the platform will continue to distribute repayments and manage your money as expected. All funds are kept in a segregated client account with our Principal which are separated from our own and their business accounts

Your funds are not protected by the Financial Services Compensation Scheme (FSCS).

Please see our Risk Statement for further details.

Join the thousands of customers
investing with Sourced

"Very happy with the services provided by Sourced, complete support from start to finish. Thank You!"

Robyn Petrie - United Kingdom