We secure loans against professionally valued UK property*
Sourced, the largest network of property sourcers in the UK
Sourced are a fully registered and qualified network of investment specialists, we search the UK identifying investment opportunities with high returns.
We carry out detailed due diligence to ensure every investment added to the platform offers investors limited risk.
About Lending with Sourced
Our P2P business model
Our P2P business model is unique due to the fact your money is lent to borrowers who are Sourced franchisees. We believe this adds real value to your investment for the following reasons:
- Our franchisees are part of the biggest property network in the UK (43 offices and counting);
- Our franchisees undertake a complete vetting process before joining Sourced;
- Our franchisees are trained regularly by industry experts and can leverage the experience of fellow franchisees and the Sourced head office;
- Our franchisees are expected to be fully compliant with relevant regulation, including being members of the Property Redress Scheme (PRS) and holding adequate Professional Indemnity (PI) insurance.
Even though you are lending to Sourced franchisees, each application we receive to borrow your money undertakes a vigorous due diligence and appraisal process which includes:
- Application matching to our lending criteria;
- Credit risk assessment of the borrower and the project;
- Independent verification of material application metrics
At present we do not operate a secondary market function on our platform. We anticipate the average loan term will be between 6 and 18 months, and therefore we believe this offers you a flexible timescale for the exit of your investment. Therefore, you will not be able to divest from your investment prior to it maturing.